General conditions of sale These General Conditions of Sale will be applied to the commercialization of the products included in any of the pages of www.MoneywithBrains.com (hereinafter, the SITE), together with the Conditions of Use that the USER admits to know and accepts, which can be consulted at this link. Sales contract The legal and tax owner (that is, who makes the sale) at www.MoneyWithBrains.com is The Social Broth LLC When a USER places an order on the SITE, they are declaring that they are of legal age according to United States(18 years old) and accepting these General Conditions of Sale, formalizing this contract when the USER receives an email from the administrators of the SITE confirming the order. Once the SITE administrators certify the payment of the amounts corresponding to the products included in the order, the USER will receive another email confirming the purchase. Payment Methods My Passive Income accepts payments with Visa, MasterCard and American Express credit or debit cards. The USER who chooses this payment option must enter their card details during the purchase process. The SITE only stores the last 4 numbers of the card used for the purchase in order to be able to inform the user in the future of the card with which he made the payment. The rest of the data is sent encrypted to the STRIPE platform, which is responsible for managing the payment. In the case of recurring payments, the STRIPE platform is in charge of issuing the payment, guaranteeing with its redundant security systems the security and confidentiality of the data provided by the USER, which does not go through the SITE again. The SITE also accepts payments directly through the PayPal.com platform for those who have a user in it. In addition, you can pay on this same platform without having to be registered using a Visa, Visa Electron, 4B, Euro6000, MasterCard, American Express or international Maestro cards. The USER who wants to pay for their order with any of these credit or debit cards must enter their data in the PayPal payment platform, to which they will be redirected at the end of the purchase process. The use of this allows to ensure the highest levels of security during the payment process since the data is managed through the secure servers of this company specialized in online payment. The SITE does not collect or store any data from our USERS related to the cards or the PAYPAL account used to pay for orders. In the case of recurring payments, the PAYPAL platform is responsible for creating an "Automatic Payment Profile", which the user can manage from their PAYPAL account, guaranteeing the security and confidentiality of the data provided with its redundant security systems. by the USER, who do not go through the SITE again. In any case, all communications between the page and the USER are secured by means of an SSL security certificate, in such a way that the USER can verify at any time that the page visited belongs to the SITE by verifying the URL and the "secure site" symbol. ” placed in front of this URL, which will be of type https. Likewise, payments are accepted through bank transfers in the account indicated by the SITE at the end of the purchase process. In these cases, the SITE will not assume any commission or charge that any of the banking entities involved in the process may generate during it and of which it is impossible for us (due to ignorance) to report during the purchase process. It is not possible to acquire by this means the products that imply a recurring payment. We are working on other payment systems, but at the moment payments cannot be made in cash or by check, promissory note or direct debit, among other unaccepted payment methods. taxes and bills All prices shown on this website include VAT. The USER who requires an invoice or any additional document proving the purchase, may request it at the following email address: oscar@misingresospasivos.com. Validity and ownership of the classes Individual classes do not expire and can be used at any time by the person who has purchased them. Its assignment or sale to third parties is prohibited, unless expressly authorized in writing by the administrators of the SITE. In the event that the buyer is a company or similar, the classes may be used by several USERS, who must be previously identified by the buyer through an email. Products under subscription The subscription products sold by the SITE are subject to a recurring payment, that is, with a certain periodicity that will be informed during the purchase process. These products may only be used by the USER who purchased them, and their assignment or sale to third parties is prohibited. In addition, the private areas to which these products give access, can only be visited by one IP and device simultaneously, reserving the SITE the right to automatically expel all but one of the devices or IP addresses. Returns If for any reason the USER is not satisfied with the purchase and wishes to withdraw from it before using these products, the amount paid will be refunded in full without any penalty or any other cost. The exercise of the right of withdrawal is free, that is, no reason must be given and the USER must only communicate his intention to withdraw to the administrators of the SITE (oscar@misingresospasivos.com). If the USER wishes to withdraw from the purchase of the classes after having consumed any class included in it, the amount corresponding to the classes that he has not enjoyed will be refunded by the means that the USER chooses, without any penalty cost, but running this one with the financial expenses generated by this operation. The USER must allege some reason to request the withdrawal of the purchase so that the SITE can improve the services it offers to its USERS. If the USER cancels a reserved class by notifying it at least 24 hours in advance by email to oscar@misingresospasivos.com, said reservation will be canceled and the USER will be able to enjoy that class at another time without any cost. extra or penalty. If a class is canceled during the 24 hours prior to the time it was reserved or if the USER does not show up at the agreed time, the class will be considered to have been taught and the corresponding amount will not be refunded except in cases exceptional and for duly justified reasons. If the student does not notify those 24 hours in advance or does not show up at the reserved time, they will lose the class. If the student does not notify those 24 hours in advance or does not show up at the reserved time, they will lose the class. In those cases in which the SITE administrators unilaterally decide to cancel the classes, the USER will be fully refunded the amount paid without any penalty or any other cost (this unilateral termination of the sales contract by the SITE will always respond to justified causes, generally based on persistent technical problems that make it impossible to teach classes). In no case will the amount corresponding to classes that have already been received normally by the USER be refunded. In the case of products under subscription, the user also has the right to withdraw from the purchase within the period established by current legislation in Spain, reserving the SITE the right to return only the proportional part of the time not enjoyed, to the extent that which these products offer the right of access to a private area during the subscription time and it can be understood that this right has been exercised. The exercise of the right of withdrawal is free, that is, no reason must be given and the USER must only communicate his intention to withdraw to the administrators of the SITE (oscar@misingresospasivos.com). Modification of the General Conditions of Sale The SITE reserves the right to make changes to its website, its policies and its terms and conditions at any time, including these General Conditions of Sale. The USER will be subject to the policies, terms and conditions in force at the time the order is placed, unless, by law or by requirement of the public authorities, changes must be made to them (in which case these changes will be may apply to any orders placed previously). If any of these conditions were declared invalid, null or ineffective for any reason, that condition shall be deemed excluded without affecting the validity of the rest of the General Conditions of Sale. Our data Money With Brains is owned by The Social Broth LLC Social denomination: The Social Broth LLC Address: 10255 NW 9TH Street Circle Miami, FL 33172 Phone: 786 381 0239 e-mail: Info@moneywithbrains.com